An Introduction to Side Hustles

An Introduction to Side Hustles

A side hustle is a way to make some extra cash from a source other than your main income. A side hustle can come in many forms, a part time job, selling stuff on eBay or Etsy, online surveys, driving for Uber, starting a blog or many others. In fact if you have a hobby or a talent there is more than likely a way you can monetize it to earn some extra cash. Why start a side hustle? There…

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Invest or pay off debt

Invest or pay off debt

It is a question you often here around the personal finance traps, and the answers are as diverse as us ourselves. The truth is, as in all areas of personal finance, the answer is… personal! There are so many factors involved, there is no absolute right answer. If we were robots on the other hand, of course there would be – if the compounded rate of return on your potential investment was guaranteed to be higher than the interest you…

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Product Review: Acorns

Product Review: Acorns

Fintech is playing a big part in the future of personal finance. Although the basics of investing remain the same and always likely will, the advent of apps such Acorns have changed the landscape of investing. Acorns will probably not appeal to a serious investor, (for some reason I can’t see Warren Buffett opening an account) however it has really done a great job reaching out to a group of individuals that otherwise probably would not have been investing. Surely…

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50 Cheap And Fun Activities To Do With Your Kids

50 Cheap And Fun Activities To Do With Your Kids

Let’s face it, it’s easy to fall into the trap of spending lots of money trying to provide entertainment for your kids in this day and age. I remember when my parents would pretty much open the front door and say “Be home before before dark, don’t get it trouble” and leave us to make our own fun (maybe not viable today but there is merit to this). However these days just going to the movies almost requires you to…

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Book Review: The Barefoot Investor – Scott Pape

Book Review: The Barefoot Investor – Scott Pape

Scott Pape has been voted “Australia’s most trusted finance expert.” He’s the money guy for Channel Seven and Triple M, and writes two weekly national newspaper columns. He has advised AFL and NRL teams about money, and consults to the Australian government on financial education in schools. Scott lives on a farm in country Victoria with his wife, two sons and three dogs. Source: https://barefootinvestor.com/about/ Scott Pape is a well known and trusted personality in Australian finance. His third book “The…

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6 Great Reasons You Should Start Meal Planning Now

6 Great Reasons You Should Start Meal Planning Now

Food plays a huge part in our lives. Of course it provides nourishment, but beyond that can bring love, joy and happiness to a family. For some it will be fond memories of large family gatherings with copious amounts of food, stuffing yourself silly. For others it may be the joy of teaching our kids to cook pancakes on the weekend. On the flip side it can also be the cause of stress and take up considerable amounts of our time. As a father who cooks I quickly learned how important being prepared can be, particularly the evening meal. Meal planning can help solve the age old question many parents have heard around 4-5pm… “What’s for dinner?”

Net Worth Update Feb-17

Net Worth Update Feb-17

Over on my Downloads page there is a link to download The Spreadsheet Dad Net Worth Tracker, which is what I use to measure my Net Worth, please feel free to use and share this resource. Since I am from Australia all the numbers below are in AUD. I’ve had a slight dip in Net Worth this month on the back off some planned expenses and some not so planned expenses. However to be totally honest I did not take a…

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6 Travel Budget Tips and Spreadsheet Template

6 Travel Budget Tips and Spreadsheet Template

Travel is always something that I will budget to save for, no matter how tight money may be. You do not need to spend thousands of dollars or to be rich to enjoy a family holiday and the life experience and bonding that come with it. To help you design your family holiday budget I have uploaded the TSD Travel Budget spreadsheet to my downloads page. This is the spreadsheet that I use when I am planning my family holidays…

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7 Reasons You Should Have An Emergency Fund

7 Reasons You Should Have An Emergency Fund

You will find that nearly every personal finance blogger and financial expert you speak to will recommend that you have an Emergency Fund. Your parents or friends have also probably told you to put away money for a “rainy day”. That’s because it is a great idea. Usually it will be a dollar figure that represents your expenses over a period of time. Sometimes it is simply a number that makes you feel comfortable knowing it is there if you…

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What is Financial Freedom?

What is Financial Freedom?

Financial Freedom can mean many things to many different people. For me, I want to get to point where I can wake up in the morning at whatever time I please without having to worry what time the bus or train is coming, what meetings I have today or reports I need to prepare. I want to make my coffee and go for a walk or read book without having to think about when I am being paid next and what…

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