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Category: Investing

Invest or pay off debt

Invest or pay off debt

It is a question you often here around the personal finance traps, and the answers are as diverse as us ourselves. The truth is, as in all areas of personal finance, the answer is… personal! There are so many factors involved, there is no absolute right answer. If we were robots on the other hand, of course there would be – if the compounded rate of return on your potential investment was guaranteed to be higher than the interest you…

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Product Review: Acorns

Product Review: Acorns

This article has been updated December 2017. Fintech is playing a big part in the future of personal finance. Although the basics of investing remain the same and always likely will, the advent of apps such Acorns have changed the landscape of investing. Acorns will probably not appeal to a serious investor, (for some reason I can’t see Warren Buffett opening an account) however it has really done a great job reaching out to a group of individuals that otherwise…

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